Sunday, June 23, 2013

Monday, June 17, 2013

Six Tips to Help Clueless Buyers


Top Tips for Clueless Buyers

If you are buying a property, but feel that you are clueless, don’t despair. We have compiled a list of six top tips for clueless buyers. 
Buying a home can be a daunting task, particularly for first time home buyers; but rest assured you are not alone. You are also not one of the first people looking to buy a home that starts out feeling totally clueless. 
Six Tips to Help Clueless Buyers Buy a Home
  1. Clueless buyers don’t understand the basics about mortgages. When buying a house that needs to be financed, it is essential to understand the way it works. For instance, lenders are not obliged to charge the same fees to all their clients. Fees may be negotiated. You also don’t have to close with the lender who originally pre-approved your mortgage bond. 
  2. While on the subject of mortgages, getting pre-approved for a loan is another really good tip for clueless buyers. It shows sellers you are committed to buying and indicates that you can afford their price. 
  3. Down payments are another factor that many people buying a house can’t fathom. For instance, a large percentage believes they must have 5% of the purchase price to buy a property. In fact, if the loan is insured by the Federal Housing Administration, even clueless buyers can get away with as little as a 3.5% down payment. 
  4. This may be a no-brainer to most, but a large number of people buying a home don’t even know – realistically – how much they can afford. So before you start looking to buy a home, do the math. List all those things you have to pay for, excluding rent and service bills – factor those in at the end. Often whatever first time home buyers are paying on rent equates with what they can afford to pay on a mortgage – but not always. 
  5. Prioritize what you need and what you want. Your needs are essentials – like the number of bedrooms you need to accommodate your family. Your wants will include things a swimming pool or games room. Neighborhood, schools and social services might fall in needs or wants. 
  6. Here’s another no-brainer: find the right real estate agent to help you buy a home. Once you know what you can afford and where you want to buy, a good agent you can trust will help you go all the way! This person will help you to understand the offer purchase and do whatever he or she can to make she you clinch the deal and buy the home of your dreams.
Let me assist you to help you with your real estate decisions.

visit my website www.jimclevelandhomes.com

Wednesday, June 5, 2013

Staging a Home To Sell - First Impressions Last!


Staging a Home to Sell
Once you have decided to sell your home, you will want to get the best market-related price in the shortest period of time possible. But before you open your doors to prospective buyers, you need to make your home as appealing as possible. This is where the concept of staging your home comes into play. 
Why stage your home?
The reason most experienced real estate agents suggest staging your home is really a question of presentation. If you go out on a date, or go for a job interview, you’ll do your best to look good. Right? Well it’s the same for your home. While it is probably your haven, full of things you love and cherish, your personal belongings and clutter are more likely to detract from the house, than add purposeful character. 
Staging a home to sell has nothing to do with major home renovations, or in fact maintenance. Rather, it’s about cleaning up, clearing out, tidying and sprucing up to make your home look beautifully turned out. 
People are generally remarkably unimaginative when it comes to visualizing, so you need to get your home as perfect as possible – by staging your home. 
How to stage a house
Essentially what staging a home to sell comes down to is highlighting its strengths; downplaying its weaknesses; and in this way ensuring it will appeal to as many potential buyers as possible. 
Here are five proven ideas that will show you how to stage a house so that it will sell quickly and get the asking price:
  1. Paint for a purpose. Giving walls a lick of paint doesn’t take much time, effort or money. Not only will it clean up, but paint can also add ambiance and make rooms look bigger. 
  2. Get rid of clutter. This doesn’t just mean putting things away where they belong. Staging your home successfully is going to involve clearing space to the best advantage, and may even require you to remove furniture. It’ll be your choice whether you sell excess pieces or store them. 
  3. Group your furniture. Done well this will open up the room and make traffic flow easier. Pushing things against the wall is not normally a good option. 
  4. Ensure every room has an obvious function. Sometimes repurposing a room will add value. It’s also a good trick in terms of how to stage a house. An unused bedroom can become a cozy den, or a junk room may be transformed into a study.
  5. Don’t forget the outside. First impressions imprint on people’s minds. Do whatever you can to make the entrance look welcoming.
If you succeed in staging your home, you’re going to sell it. 
Thinking of Selling? I would love to assist you and help you with the sale of your home.
For good, practical advice, please contact me Jim@JimClevelandHomes.com